Health Insurance

    Health coverage that actually fits your life.

    Compare ACA Marketplace, private PPO, and small-group plans from multiple insurance carriers, with a licensed human agent who explains the fine print in plain English.

    No-cost guidance Options from multiple insurance carriers Licensed agents in multiple states
    Licensed health insurance agent reviewing plan options with a client
    We help Individuals & couples Families Self-employed & 1099 Small business owners Pre-Medicare retirees Snowbirds & part-year residents
    Step 1

    Check ACA Plans Available in Your Area

    Premiums, tax credits, eligibility, and available plans depend on your household information and location. Use the secure plan-shopping tool to review current options.

    ACA Plan Search

    Select Compare ACA Plans to open our secure HealthSherpa plan-shopping page in a new tab.

    Plan availability, premiums, and potential savings vary by location and eligibility. Estimates are not a guarantee of coverage or financial assistance.

    Adult reviewing ACA Marketplace coverage information in a home office.

    Education Before Enrollment

    Explore available options, then speak with a licensed agent about eligibility, provider networks, prescriptions, and next steps.

    MARKETPLACE ASSISTANCE

    Help when you want a real person.

    Help On Demand in partnership with HealthCare.gov.

    Dantzler Health Solutions participates in Help On Demand, a CMS-contracted referral service that connects consumers with Marketplace-registered, state-licensed agents and brokers. Participation does not imply endorsement by CMS or HealthCare.gov. Assistance and plan availability vary by location, licensing, eligibility, and agent availability.

    Instant self-quote

    Prefer to run your own quote? Scan and go.

    Point your phone camera at the QR code to launch a private quoting tool through HealthSherpa. Compare ACA Marketplace plans in your ZIP code in under 2 minutes. No calls required.

    • Open your phone's camera and hover over the code
    • Secure HealthSherpa portal. Your info stays private
    • Or tap the button below if you're already on mobile
    QR code that opens La Jon Dantzler's HealthSherpa page to shop ACA plans
    Powered by HealthSherpa
    Scan with your phone camera
    Step 2

    PPO or HMO: what's right for you?

    Two of the most common plan types. Here's how they generally compare in plain English. Actual plan rules vary by carrier and location.

    Flexibility first

    PPO (Preferred Provider Organization)

    Often a fit for: Self-employed pros, families with established specialists, and anyone who values choice.

    What you'll like
    • See specialists without a referral
    • Out-of-network coverage available
    • Network size varies by carrier, location, and plan
    • Out-of-area care depends on the specific plan's network rules
    Trade-offs
    • Higher monthly premiums
    • Higher deductibles in some plans
    Step 3

    Know your enrollment window

    Missing a deadline can mean waiting a full year. Here's when you can enroll across multiple states.

    Nov 1 to Jan 15

    Open Enrollment

    HealthCare.gov Open Enrollment generally runs from November 1 through January 15. State Marketplace dates may differ.

    Timing depends on the qualifying event

    Special Enrollment

    Special Enrollment Period timing and eligibility depend on the qualifying event. In many cases, you may have up to 60 days before or after the event to enroll.

    Special Enrollment Period rules on HealthCare.gov
    Year-round

    Medicaid & CHIP

    State KidCare and Medicaid programs accept applications anytime. We'll help you check eligibility and enroll the right way.

    Year-round

    Small Business / SHOP

    Small employers can offer group coverage at any time of year, with potential tax credits available.

    Supplemental coverage

    Dental, vision, hearing, and hospital gaps.

    Even good health coverage leaves holes. We add supplemental plans only when they match a real risk and a comfortable premium.

    FAQ

    Real questions, straight answers.

    Still have a question? Our licensed agents are a quick call away. No voicemail mazes.

    (570) 539-7597

    Enrollment Checklist

    Your step-by-step ACA enrollment checklist

    Five simple steps and a short paperwork list. Everything you need to enroll with confidence (and nothing you don't).

    1

    Confirm eligibility & subsidy

    We verify your household size, expected income, and zip code to estimate your premium tax credit and cost-sharing reductions.

    2

    Match plans to your doctors & meds

    Share your preferred providers and prescriptions. We check each plan's network and formulary before you enroll; networks and formularies can change and vary by carrier and plan.

    3

    Compare metal tiers side by side

    Bronze, Silver, Gold, or Platinum: we model real-world scenarios for your premium, deductible, and out-of-pocket max.

    4

    Submit your application

    We complete the Marketplace or carrier application with you, attach any documents, and confirm your effective date.

    5

    Stay covered all year

    We're your point of contact for ID cards, billing questions, life-event changes, and renewals, at no extra cost.

    What to gather

    Documents you'll need

    Have these handy for everyone in your household applying for coverage.

    Social Security numbers (or document numbers for legal immigrants)
    Dates of birth for every household member
    Expected household income for the coverage year (pay stubs, W-2s, 1099s)
    Employer & income info for everyone in the household
    Policy numbers for any current health coverage
    Notice from your job about any employer-offered health plan
    Proof of a qualifying life event (if enrolling outside Open Enrollment)
    Preferred doctors, hospitals, and prescription list

    Missing something? Don't sweat it. We'll help you track it down.

    Start my enrollment
    Talk to a real human

    Talk to a Licensed Agent. Free, no pressure.

    Tell us about your situation and we'll compare plans, check your subsidy eligibility, and give you clear guidance on available coverage options. Product and plan availability varies by location and eligibility.

    Talk to a Licensed Agent